To qualify for this program, you must meet the following requirements:

• Company in business at least 12 months
• At least 5 years prior construction experience (foreman level or higher) PRIOR to current company if the company is less than 5 years old
• Total personal debt outstanding (excluding house mortgage) cannot exceed 0.3 times indicated income. Example: With a salary of $100,000, total debt cannot exceed $30,000.
• No more than 3 late pays of 45 days or less within the last year
• No late payments of more than 60 days
• No liens, past dues, suits, judgments, or bankruptcy filings
• No more than 5 credit checks in previous 12 months
• Credit scores of at least 600
• Business Indemnity must be provided
• Individual Indemnity of all owners and spouses must be provided
• Project location must be less than 150 miles from company office
• Cannot subcontract more than 50 percent of the contract price
• Bid results must be within 10 percent
• Completion time must be 12 months or less from the date of approval
• Maintenance/Warranty term should not exceed two years

Excluded classes of work (including subcontracted portions): asbestos, underground storage tank, lead remediation, environmental of any type, curtain wall, subdivision/development, completion guarantees, abatement, EFIS, mine & land reclamation and computer software

To complete the Rapid Response application, contact the independent agent nearest you by using the Agent Finder on this page.